“Know how to get a great deal on an annuity today? Tap your 401(k) or IRA for living expenses in your first few years of retirement so you can postpone taking Social Security.
Most people start their Social Security benefits as early as possible, at age 62, or at least by their “normal” retirement age, which is the age when they’re entitled to “full,” or unreduced, benefits (currently 66 or 67 years old, depending on when you were born).
But for every year you defer past that, up to age 70, your Social Security benefits will rise by 6% to 8%. Those are real, inflation-adjusted rates of return, guaranteed by the U.S. government. Where else can you get a return like that these days with real interest rates close to zero?”
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5.0/5.0I engaged Ms. Wall to provide estate plannIng advice and prepare the appropriate estate planning documents for me.. I was very impressed with her expertise, professionalism., and also the way she made me feel at ease with her sense of humor. I am v...
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5.0/5.0
Ms. Wall has been of great assistance in competently preparing our{newline}family trusts and assisting with all matters pertaining to the recent death of my mother in law. She is the best example of the professionalism and care for clients that char...
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5.0/5.0
I have worked with Genevieve over the past ten years since my mother's stroke. She helped me with advanced directives, power of attorney, and through the probate stages. As executor of the estate, I was able to rely on her guidance throughout the pro...
